terms | TipTap

TIPTAP LLC

TipTap LLC, a Pennsylvania limited liability company (“we”, “us”, or “our”), operates the TipTap mobile application (the “App”), which enables its users to tip third-party service providers through integrations with external payment processors (the “Services”), as well as other information and services we may provide within the App. The App and the Services are made available to you only under the following terms of service (the “Terms”).

By downloading, accessing, or using this App, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, you should not download, use, or access this App. We reserve the right to revise these Terms at any time by updating this posting. You are encouraged to review these Terms each time you use the App because your use of the App after the posting of changes will constitute your acceptance of the changes. Agreement to these Terms also constitutes your agreement to the Privacy Policy (the “Privacy Policy”), which is incorporated herein.

Use of the App

Message. One feature of the App is the ability to contact us via message through the App. In the event that you send a message, you represent and warrant that: (a) all required information that you submit is truthful and accurate; and (b) you will maintain the accuracy of such information. You are responsible for maintaining the confidentiality of your Account login information and are fully responsible for all activities that occur under your Account. You agree to immediately notify us of any unauthorized use, or suspected unauthorized use of your Account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements.

Third-Party Payment Processing. The App allows users to tip third-party service providers through integrations with external payment processors. All payment transactions are processed exclusively by Stripe, and are subject to Stripe’s terms and conditions, which you must accept before completing a transaction. We do not guarantee the availability or responsiveness of any third-party service provider listed in the App, nor do we control or assume responsibility for the timing, completion, or accuracy of any payments made. Your use of the payment functionality constitutes your agreement to comply with all applicable terms imposed by the third-party payment processor. We do not collect, process, or store any payment or financial information directly. We do not have access to your full payment credentials or financial account details.

Access to Services. Subject to these Terms, we grant you a limited, non-exclusive, nontransferable personal license to access and use the App. We reserve the right, in our sole discretion and without notice to you, to revise the Services available on the App and to change, suspend, or discontinue any aspect of the App. We may also impose rules for and limits on use of the App or restrict your access to part or all of the App without notice or penalty.

Use of Third-Party Offerings. You may be able to access applications, websites, content, products, or services provided by third parties through links that are made available on the App. These external links are provided solely for the convenience of the users of the App, and the inclusion of such links does not necessarily imply an affiliation, sponsorship, or endorsement of those links. We refer to all such applications, websites, content, services, and products as “Third-Party Offerings”. If you elect to use such Third-Party Offerings, you understand that your use of them will be subject to any terms and conditions required by the applicable third-party provider(s). We are not the provider of, and are not responsible for, any such Third-Party Offerings, and these Terms do not themselves grant you any rights to access, use, or purchase any Third-Party Offerings. We cannot guarantee the accuracy, timeliness, completeness, or fitness of any Third-Party Offering.

Termination. We may terminate or suspend your account and bar access to our Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of these Terms. If you wish to terminate your account, you may simply discontinue using the Services. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, warranty disclaimers, indemnity, and limitations of liability.

Registration. In order to use our Services, you will have to provide certain personal information as prompted by the App. You represent and warrant that all required registration information you submit is truthful and accurate. You agree to immediately notify us of any unauthorized use, or suspected unauthorized use of your information or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements.

Copyright and Ownership. All of the content featured or displayed on the App, including without limitation text, graphics, photographs, images, moving images, sound, and illustrations (“Content”), is owned by TipTap LLC, its licensors, vendors, agents, and/or its Content providers. All elements of the App, including without limitation the general design and the Content, are protected by trade dress, copyright, moral rights, trademark, and other laws relating to intellectual property rights. The App may only be used for the intended purpose for which the App is was created. Except as permitted by copyright law, you may not modify any of the materials, and you may not copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, nor transfer or sell any information or work contained on the App. Except as authorized under the copyright laws, you are responsible for obtaining permission before reusing any copyrighted material that is available on the App. You shall comply with all applicable domestic and international laws, statutes, ordinances, and regulations regarding your use of the App. The App, its Content, and all related rights shall remain the exclusive property of TipTap LLC or its licensors, vendors, agents, and/or its Content providers unless otherwise expressly agreed. You will not remove any copyright, trademark, or other proprietary notices from material found on the App.

Disclaimers, Limitations, and Exclusions of Liability

Disclaimer: The information and Services made available through the App is provided solely for general informational purposes and does not constitute legal, tax, financial, or investment advice. Neither the Company nor the Services offer, provide, or purport to provide any such advice. You are solely responsible for evaluating your own financial decisions, and we strongly recommend consulting with a qualified legal, tax, or financial advisor before making any decisions based on information obtained through the App.

Limited Warranties. THE APP, ALL INFORMATION, CONTENT, MATERIALS, AND SERVICES RELATED TO THE FOREGOING, AND THE SERVICES RECEIVED BY YOU ARE PROVIDED “AS IS” AND “AS AVAILABLE” AND TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW. DUE TO THE NATURE OF THE SERVICES, THE DELIVERED PRODUCT MAY CONTAIN NATURAL FLAWS AND IMPERFECTIONS, WHICH CANNOT BE REMOVED OR REVERSED. WE AND OUR AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. WE AND OUR AFFILIATES DO NOT WARRANT THAT YOUR USE OF THE APP OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR VIRUS FREE. WE ARE NOT THE PROVIDER OF, AND MAKE NO WARRANTIES WITH RESPECT TO, ANY THIRD-PARTY OFFERINGS. WE DO NOT GUARANTEE THE SECURITY OF ANY INFORMATION TRANSMITTED TO OR FROM THE APP OR SERVICES, AND YOU AGREE TO ASSUME THE SECURITY RISK FOR ANY INFORMATION YOU PROVIDE USING THE APP OR SERVICES.

NO REPRESENTATION OR WARRANTY IS MADE THAT THE APP PROVIDES COMPREHENSIVE OR ACCURATE INFORMATION. THE APP FACILITATES TIPPING TRANSACTIONS BETWEEN USERS AND THIRD-PARTY SERVICE PROVIDERS, BUT DOES NOT GUARANTEE ANY PARTICULAR RESULTS, OUTCOME, OR PERFORMANCE BY EITHER PARTY. WE RESERVE THE RIGHT TO FILTER, MODIFY, OR REMOVE CONTENT, MEDIA, INFORMATION, OR ANY OTHER MATERIAL FROM THE APP AND FROM THE OUTPUT OF THE APP. YOU UNDERSTAND THAT WE HAVE DEVELOPED OUR TECHNOLOGIES TO FIND INFORMATION THAT WE BELIEVE WILL BE MOST RELEVANT AND INTERESTING TO YOU. ACCORDINGLY, WE MAY, IN OUR DISCRETION, FILTER OUT LINKS TO CONTENT AGGREGATORS, SEARCH ENGINES, OR OTHER ONLINE SERVICES WHOSE TECHNOLOGIES AND SERVICES, IN OUR OPINION, ARE INCONSISTENT WITH THESE OBJECTIVES.

Limitation of Liability. USE OF OUR APP AND/OR THE SERVICES RECEIVED BY YOU ARE AT YOUR OWN RISK. IN NO EVENT WILL WE OR OUR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES IN CONNECTION WITH THESE TERMS, THE APP, OR THE SERVICES, INCLUDING ANY DAMAGE, LOSS, OR DECAY TO PERSONAL PROPERTY, FLORAL ARRANGEMENTS, OR ANY OTHER ITEMS YOU SUBMIT FOR THE ORDER, WHETHER OR NOT SUCH DAMAGES WERE FORESEEABLE AND EVEN IF WE WERE ADVISED THAT SUCH DAMAGES WERE LIKELY OR POSSIBLE. IN NO EVENT WILL OUR AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING IN CONNECTION WITH THESE TERMS, THE APP, OR THE SERVICES EXCEED THE GREATER OF FIFTY DOLLARS (U.S. $150.00) OR THE AMOUNTS YOU HAVE PAID TO COMPANY IN THE PRIOR THREE (3) MONTHS HEREUNDER.

YOU ACKNOWLEDGE THAT THIS LIMITATION OF LIABILITY IS AN ESSENTIAL TERM BETWEEN YOU AND US RELATING TO THE PROVISION OF THE APP AND THE SERVICES TO YOU, AND WE WOULD NOT PROVIDE THE APP OR SERVICES TO YOU WITHOUT THIS LIMITATION.

Indemnification. YOU AGREE TO INDEMNIFY, HOLD HARMLESS, AND DEFEND TIPTAP LLC, ITS SUBSIDIARIES, DIVISIONS, AND AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES FROM ANY AND ALL CLAIMS, LIABILITIES, DAMAGES, COSTS, AND EXPENSES OF DEFENSE, INCLUDING ATTORNEYS’ FEES, IN ANY WAY ARISING FROM OR RELATED TO YOUR ILLEGAL USE OF THE APP, YOUR VIOLATION OF THESE TERMS OR THE PRIVACY POLICY OR YOUR VIOLATION OF ANY LAW OR THE RIGHTS OF A THIRD PARTY.

Additional Terms

Intellectual Property. You acknowledge all intellectual property rights of TipTap LLC in whatsoever manner and also that the ownership of the content on the App and the Services provided vest with us. Any content on the App or Services is subject to copyrights, trademarks, and/or other proprietary rights, and that these rights are valid, subsisting and protected in all forms, media, and technologies existing now or hereinafter developed. All content on the App and Services are in the sole and exclusive ownership of TipTap LLC.

Governing Law. These Terms will be governed by the laws of the Commonwealth of Pennsylvania without giving effect to any conflict of law principles that may require the application of the law of another jurisdiction.

Disputes. Any dispute relating in any way to your visit to or use of the App, to the Services you purchase through the App, or to your relationship with us will be submitted to confidential arbitration in Pennsylvania. You hereby consent to and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to venue and jurisdiction in the state and federal courts of Pennsylvania. Arbitration under these Terms will be conducted pursuant to the Commercial Arbitration Rules then prevailing at the American Arbitration Association. The arbitrator’s award will be final and binding and may be entered into as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms will be joined to an arbitration involving any other party subject to these Terms, whether through class action proceedings or otherwise. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, related to, or connected with the use of this App or these Terms must be filed within one (1) year after such claim of action arose or be forever banned.

Modifications to Terms. We may change these Terms from time to time. Any such changes will become effective upon the earlier of thirty (30) calendar days following our dispatch of an e-mail notice to you (if applicable) or thirty (30) calendar days following our posting of notice of the changes on our App. These changes will be effective immediately for new users of our App or Services. If you object to any such changes, your sole recourse will be to cease using the App and the Services. Continued use of the App or the Services following posting of any such changes will indicate your acknowledgement of such changes and your agreement to be bound by the revised Terms, inclusive of such changes.

Waiver; Remedies. The failure of us to, partially or fully, exercise any rights or the waiver of any breach of these Terms of Service by you will not prevent a subsequent exercise of such right by us or be deemed a waiver by us of any subsequent breach by you of the same or any other term of these Terms. The rights and remedies of us under these Terms and any other applicable agreement between you and us will be cumulative, and the exercise of any such right or remedy will not limit our right to exercise any other right or remedy.

How to Contact Us

Please contact us by email if you have any questions about these Terms.

Our contact details are shown below:

Email: ________________________

Last Updated: November 10, 2025